Centsable Momma

Helping you be "able" to save your cents

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Why You Should Menu Plan to Save Money {and how I do it}

Why You Should Menu Plan to Save Money {and how I do it}

Find out how to create a menu plan that can help you save on your grocery bill.

Although my mom was a wonderful cook when I was growing up, I didn't have much interest in making meals for my family. So, when I became a young wife, I didn't have too much experience in making dinners. When I would do my grocery shopping, I would usually walk around the store and say..."Hmmm, that sounds like a good meal for dinner". Then, I ... continue reading...

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5 Tricks to Save Money on a Kid’s Birthday Party

5 Tricks to Save Money on a Kid’s Birthday Party

A birthday party is always so much fun for kids. What isn’t fun is how much people spend. People go overboard on kids’ birthday parties. Here’s the thing. Chances are your kids aren’t going to remember many of their birthday parties. Let’s look at some tricks to save money on a kid’s birthday party. Buy Party Supplies at the Dollar Tree One of ... continue reading...

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5 Money Lessons to Teach Your Kids Before College

5 Money Lessons to Teach Your Kids Before College

Scroll through Facebook and you’ll be stunned at how little today’s youth really know about money. In fact, some teens don’t even know how to pay for gas when using cash. It’s enough to make any parent worry about the world she is sending her kids into. Thankfully you can prevent your kids from floundering. Let’s take a closer look at money ... continue reading...

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6 Financial Habits of Savers

6 Financial Habits of Savers

Did you know that many of the most financially successful people have similar habits? These habits are what set them apart from those that struggle on a regular basis. And, no. It’s not all about being rich. There are financial habits of savers that anyone can adopt. Let’s take a closer look. Sticking to a Budget Savers utilize a budget and stick ... continue reading...

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5 Tricks to Start Saving Money for Christmas Now

5 Tricks to Start Saving Money for Christmas Now

Don’t you hate scrambling to come up with the money you need for Christmas? It seems to make the holidays so stressful.  If you charge your holiday celebrations and gifts to a credit card, you may be stressed for months afterward trying to pay it all off. This year let’s do things differently. Let’s look at some tricks to start saving money now ... continue reading...

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11 Tricks to Save Money Eating Out

11 Tricks to Save Money Eating Out

Check out 11 ideas for saving money when you go out to eat.

I love to go out to eat! I mean, who wouldn't...someone else prepares the food for you and there's no cleanup. There's one catch, though...the cost. Eating out can be a budget killer, especially these days when it seems like the prices on the menu just seem to be going up and up. However, there are a few things that you can do to reduce the cost ... continue reading...

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Should You Buy a Home Warranty?

Should You Buy a Home Warranty?

You’re buying a home and offered the option to purchase a home warranty. Sounds like a no-brainer, right? Not exactly. Truthfully, a home warranty can have its benefits but there are also many drawbacks. Let’s take a closer look whether or not you should get a home warranty. What Is a Home Warranty? A home warranty is a contract that will cover ... continue reading...

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How to Prepare for a Hurricane

How to Prepare for a Hurricane

Hurricane season is no joke for those that live in the path of storms. Even those far inland can see the effects as the hurricane is downgraded to a tropical storm. The biggest problem is that many people aren’t prepared. Taking the time to get your home and yourself prepared can make a world of difference. Let’s look at how to prepare for a ... continue reading...

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4 Tricks to Make the Most of a Pay Raise

4 Tricks to Make the Most of a Pay Raise

That day has finally come. You got the raise you’d been hoping for. But before you rush out and purchase a new car or house, maybe you should consider how this raise could really help your finances. So many people live above their means or at least live just slightly within budget. Instead of applying that raise to a luxury item, let’s look at ... continue reading...

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How to Save for Retirement {When You’re Starting Late}

How to Save for Retirement {When You’re Starting Late}

You’re finally in a place in your life where you feel like you can start investing in your retirement. The only problem is that you’re starting late. Don’t let this stop you. Yes, you’ll have to work a lot harder, but it can be done. Let’s look at how to save for retirement when you’re starting late. Plan to Retire Later in Life Since you’re ... continue reading...

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How to Survive a No-Spend Month

How to Survive a No-Spend Month

Thinking about a spending freeze to save money? Check out these tips on how to survive a No-Spend Month.

If you need to quickly save some money (or just need to cut back on your spending for a month), one idea is to do a No-Spend month (aka spending freeze). What is a No-Spend Month? It's a period of time where you avoid spending money on anything besides the essentials.  Essentials include bills such as your mortgage, gasoline, and essential ... continue reading...

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How to Respond to a Financial Emergency

How to Respond to a Financial Emergency

“Oh my gosh! The shoes I’ve been wanting are on sale. It’s an emergency.” Wrong. A financial emergency is often a misused term. If you’re trying to create a financially sound life, you need to know the best ways to respond to a financial emergency. Ask Yourself If It’s REALLY an Emergency What is a financial emergency? Many people think it’s a ... continue reading...

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