Does the idea of creating a budget make you roll your eyes? Look. It’s not fun. It can take a lot of work and time to create a budget. If you want to get your financial life in order, you need to work toward being smart with your money. Let’s look at how to budget when you hate budgets. Track Expenses You do need to know where your money is going ... continue reading...

Debt stress can cause you to lay awake at night feeling overwhelmed and anxious. The thought of not being able to pay your bills can turn your stomach and leave you living in fear. What can creditors do to you? Will you lose your home? Will they garnish your paycheck? Stop living in fear. Let’s look at how to reduce debt stress. Know the ... continue reading...

Scroll through Facebook and you’ll be stunned at how little today’s youth really know about money. In fact, some teens don’t even know how to pay for gas when using cash. It’s enough to make any parent worry about the world she is sending her kids into. Thankfully you can prevent your kids from floundering. Let’s take a closer look at money ... continue reading...

“Oh my gosh! The shoes I’ve been wanting are on sale. It’s an emergency.” Wrong. A financial emergency is often a misused term. If you’re trying to create a financially sound life, you need to know the best ways to respond to a financial emergency. Ask Yourself If It’s REALLY an Emergency What is a financial emergency? Many people think it’s a ... continue reading...

If you suddenly lost a portion of your income, could you survive? This is the type of question that usually leaves people feeling helpless. What would you do? A survival budget is a budget that cuts the unnecessary expenses and allows you to cover your most important expenses. Let’s take a closer look at how to create a survival budget. Cut ... continue reading...