We all fall on hard times. It might be due to the loss of a job or an emergency that eats up all our paycheck. Whatever the cause, you may find that you can’t pay your credit card bill. Don’t panic. While this may feel scary and leave you feeling helpless, there are things you […]

Things were going so well and then you slipped. You started focusing on the things you wanted right now and either spent money that should have been used on debt or charged those items. It’s okay. It happens. The important thing is that you’re ready to get back on track. Let’s look at how to […]

Does it seem like you’re always waiting for the next paycheck? Do you never have money in the bank for emergencies? It’s time you took a hard look at why you’re always broke. It’s not an easy road to go down, but the sooner you realize why your finances are out of whack, the sooner […]

There are many reasons you and your family may be living on one income. You may have decided for one parent to stay home and take care of the kids. Or, the decision may have been forced on you due to unemployment. Whatever the reason, losing one income can be hard on a family. However, […]

Do you have any idea of where your credit currently stands? Is your credit score good, bad, poor, or even terrible? The truth is you’ll never really know unless you’re checking it. People often assume that just because they’re making payments on time and keeping their debt low means they’ll have perfect credit. Unfortunately, this […]

You never want to leave your family in a lurch. You want to know that when you pass, even if it’s unexpectedly, your funeral costs, debt, and your family will be taken care of. But, how much life insurance do you really need? If you’re worried about being over or under insured, you’ve come to […]

Doing something just because someone tells you to doesn’t work unless it’s something you want. For example, just because someone tells you that you need a budget, doesn’t mean creating a budget will work. You need a reason for starting a budget. In other words, you need a why for your budget. Let’s take a […]