A budget takes time to setup and maintain. It can even become tedious. And then tedious turns into burdensome. Pretty soon, you’ve chucked your budget completely. This leads to overspending and not knowing where your money is going each month. Before you get to that point, let’s look at how to avoid budget burnout. Give Yourself Some Fun ... continue reading...

Student loan debt is not something you need to deal with in life. There are ways to attend college without going into debt. Whether you apply for grants and scholarships or take classes online, you can avoid student loan debt when paying for college. Apply for Grants and Scholarships It can be time-consuming, but every student (and their parents) ... continue reading...

Money is one of the leading causes of divorce in America. The problem is that many couples don’t talk about money until things get out of hand. Soon, there are fights about money and who’s spending what. It’s a horrible situation that can be avoided. When you sit down and talk to your spouse about money, you’re able to help avoid problems. Let’s ... continue reading...

There are a number of things that can throw your budget out of whack. For many, it’s usually an emergency expense or the holidays. The good news is you can get back on track. Whether you start by tracking your expenses or you start using the envelope system, you can get back on budget when you’ve fallen off track. Track Your Expenses One of ... continue reading...

Something that many people who rent ask on a regular basis is whether they should rent or buy. People often feel that they are lining someone else’s pockets by renting. And, to an extent, that’s completely true. However, buying a home isn’t for everyone. Let’s take a closer look at whether you should rent or buy a house. Can You Afford a ... continue reading...

One of the biggest mistakes people make it to live above their means. This is when you spend more than you’re bringing in. This can lead to massive debt and an unhealthy relationship with money. Thankfully, it doesn’t have to be this way. There are ways to live below your means (so you can save money or pay off debt) without feeling deprived. Cut ... continue reading...