Why You Need an Emergency Fund?

If you know anything about finances, you know that people are always recommending an emergency fund. But, why? Why do you need an emergency fund? It’s something that many people have asked over the years. Just because someone tells you need something doesn’t always mean you need it. In this case, however, you do. Let’s […]

How Much Money Should You Contribute to a 529 Plan?

You want the very best for your child. While many people have dreams of sending their children to ivy league universities, only 0.4% of students attend an ivy league school. In other words, the amount you need to save for your child’s journey may not be as much as you thought. How do you determine […]

How Much Money Should You Save For Retirement?

We all want to retire one day. Of course it would be nice to retire sooner, rather than later. Also, let’s face it. There’s a good chance that Social Security benefits will not be there by the time many of us retire. That means it’s up to us to fund our retirement. But how much […]

Why You Should Invest in a Roth IRA instead of a Regular IRA

You’re ready to start saving for retirement, but should you go with a Roth IRA or a regular IRA? It can be so confusing and you may think that one is just as good as the other. However, there are benefits to choosing a Roth IRA. Let’s take a closer look at why you should […]

Why Saving for Retirement Is More Important Than Saving for College

Many of us don’t have the money to put away for both retirement and college expenses for our kids. You can choose to put a little in each account or you can choose one account to fund. The truth is your money should be placed into a retirement account rather than a college savings account […]

How to Put Money in Savings When You’re Broke

We all know the value of a savings account. It can mean the difference between having the money for an unneeded expense or having to use a credit card and go deeper in debt. Finding the money to save can be hard when you’re broke. Thankfully, there are things you can do. Whether you sell […]

New Year’s Savings Challenge

We all have high hopes for better finances in the New Year. Unfortunately, our goals are often so ambitious that it’s easy to become frustrated and give up. That’s why many people choose the 52 Week Savings Challenge. This has become the most popular New Year savings challenge and with good reason. Not only is […]

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