We all know that thinking positively or negatively can affect our outlook on life. If we’re constantly thinking negative thoughts and expecting negative things to happen to us, unfortunately they will. The same can be said for our finances. If we expect to be poor, chances are we will. If we expect to never get ahead in our budget, chances are we won’t. One single though, 5 little words, said over and over to ourselves can break our budgets and ruin our financial future.
“It doesn’t save that much.”
Over and over again we are faced with situations that might only save us a few dollars or even just a few pennies. It’s very easy to just pass those savings opportunities up because they “don’t save that much.” We skip the opportunity to save over and over again in our life and over and over again we miss that chance to increase our wealth and secure a financial future for ourselves.
The simple truth about the matter is this:
Every savings matters.
Pennies add up just as quickly as dollars. Ignoring those little savings opportunities in life trains your brain to think that they don’t matter. Thinking that they don’t matter only helps to knock a secure future right out of your hands. Thinking that a savings isn’t good enough discourages you. “It’s not that much,” “it’s only a few pennies,” “it isn’t going to make me or break me,” only shows your mind (and in some cases your heart) that you’re not really in this whole saving money, building a solid future thing for the long haul.
Instead, make certain that you train yourself to accept and acknowledge that any savings is a good savings. When you do this, your mind recognizes that you are looking to save every single dime (or penny) that you can. Your habits begin to change, your budget becomes a priority and suddenly, without even realizing it, you are setting yourself on solid ground.
Don’t make the mistake of sabotaging your financial future with your thoughts. I know how hard it is to stay positive when things are looking down, but believe it or not, staying positive will help. Keep reminding yourself that any savings help, that pennies do add up and that your financial future is on the line.