Student loan debt is not something you need to deal with in life. There are ways to attend college without going into debt. Whether you apply for grants and scholarships or take classes online, you can avoid student loan debt when paying for college.
Apply for Grants and Scholarships
It can be time-consuming, but every student (and their parents) should take the time to fill out the FAFSA form. This form can be sent to a number of different colleges. This form can be used to show financial need to obtain grants and certain scholarships. You can also apply for scholarships through each college that you’re interested in attending. Even if you don’t have the best grades, you may qualify for certain scholarships.
Start at a Community College
Taking classes at a community college can save you so much money. A course that may cost thousands at a university may only cost a few hundred at a community college. When you think about several courses, this can save you a lot of money.
Join a Work Study Program
If you want to earn money while attending college, apply for a work study position. This is an option when filing out the FAFSA. Work study programs usually only offer part-time hours at minimum wage, but can be a great way to earn some extra money without having to leave the campus. This can allow you to work in between classes.
Get a Part-Time Job
If you can’t get a work study job, or want more work, get a part-time job. You want to choose a place that offers flexible hours. This is usually going to be fast food, grocery stores, department stores, etc. These jobs don’t pay much, but do allow you to have a schedule that works around your class schedule.
Take Classes Online
Last, but not least, taking classes online can save you money. For example, if you’re attending university, taking classes online can allow you to live off campus and not worry about commuting. This can save you so much money.
Many kids are under the impression that student loans are a way of life. They’re not. There are ways to pay for college without going in debt. You can work to pay for your education, get scholarships and grants, and start out at a community college. These tips will save you thousands off the cost of your college education.