- Junk mail wastes resources (paper to print and gas to deliver).
- Junk mail wastes my time, even though it's ultimate destination is my trash...I still have to sort through it.
- Credit card applications sitting in my mailbox could be an identity theft hazard.
- If you have a problem with debt, it may be too tempting to receive credit card applications in the mail.
- Catalogs waste lots of paper.
- Catalogs are like window shopping...you may be tempted to buy something you don't need just because you saw it.
There is a way to eliminate much of your junk mail. It's a free service called, DMA Choice. You choose which marketing companies you want to eliminate (so you can continue to get the coupons in your mail), they give you information on how to stop the credit card offers through the credit companies, and you can manage your catalog subscriptions, so they quit coming.
I signed up last summer through them, and I barely get any junk mail (except for the coupons, which I allow to come). I have not gotten a credit card offer for as long as I can remember. I still need to sign up some of my catalogs (you have to enter some info about each catalog), but I plan on doing that soon. Otherwise, my way of avoiding temptation is to send it directly to the recycling pile. I'd rather they never printed it to begin with.
Photo courtesy of lizerixt at stock.xchng