5 Reasons Why You Don’t Have Money in Savings

Is your savings account bone dry? Have you really thought about the reason why there’s no money in there? The truth is there are a lot of reasons why you don’t have money in savings. It might be that you’re living above your means or that you’re going broke saving money. Either way, once you […]

How to Build Your Emergency Fund on a Budget

You hear it all the time, you need to have an emergency fund for those mishaps that occur in life.  But the question is: How do you build an emergency fund on a budget? What is an Emergency Fund? It’s a sum of money that is set aside for an unexpected expense, a financial shortfall, or other […]

Why You Should Start Saving for Retirement Now

Did you know that if you start saving money for retirement early, you can fairly easily be a millionaire by the time you retire?  It’s known as the power of compound returns.  The longer you have to save, the longer your money has to grow (and then grow again on the growth). Thankfully, my dad taught me […]

6 Tips to Teach Kids to Save Money

No matter what the age, teaching kids to save their money can be a daunting task! You don’t want to feel like a stick in the mud by never letting them make a purchase decision, but you also do not want to raise careless spenders who are unable to manage and fund their lives as adults. Often […]

6 Ways to Trick Yourself into Saving Money

Do you have trouble saving money? Unless you have a plan, it can be difficult to get started on your savings especially if your savings is the money that’s left over at the end of the month.  There’s never any money left over at the end of the month, is there? Here are some ways […]

9 Tips to Help You Save for a House Down Payment

So, you’ve decided that you’re ready to buy a house, and have figured out how much money you should spend on a house. Congratulations! Now comes the hard part – saving for a down payment for your house.  But, it’s so important since it can set you up for financial success down the road (like […]

How to Save Money When You Live Paycheck to Paycheck

If you live from paycheck to paycheck, the thought of saving money for an emergency fund or to pay cash for a vacation may seem impossible.  But, it’s really not with these tips on how to save money when your budget is tight: Just Get Started – It may seem overwhelming when you really think […]

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