How to Get a Spender Spouse on Board with a Budget

How-to-Get-a-Spender-Spouse-on-Board-with-a-Budget

Do you love to save money, but have a spouse that seems to love throwing money away? There are things you can do to help get your spouse on board with a budget. Yes, it might take some bribing and crunching the numbers, but it can be well worth it in the end. Let’s take a closer look at how you can get your spouse to cooperate.

Decide on a Big Purchase You Both Want

Okay, so sometimes dealing with your spouse is a lot like dealing with your kids and you need to bribe your spouse to get what you want. Sit down with your spouse and decide on something you’d both love to have. It might be a vacation or even a new TV. Now ask him the hard question. Where will the money come from? Show how one less video game per week or eating out less often for lunch can make a huge difference in reaching that goal.

Show Your Spouse How Cutting Expenses Can Give You More Money Each Month

Sometimes the expenses don’t seem like a big deal. Show your spouse how getting rid of your satellite package can save you some serious money. Most families spend $150 a month on satellite service. That’s $1800 a year. Show your spouse the amount and how it could be used towards buying whatever it was you both wanted (also be sure to tell him how he can watch TV for a small fraction of the price thanks to Roku or Fire TV). The more expenses you’re able to cut back on, or cut out all together, the better.

Face the Scary Facts Together

Your spouse may not want to think about the scary thoughts of what would happen if the roof sprung a leak or the car needed to be fixed. Sit down and talk about it. You need your spouse to understand the importance of an emergency fund. It helps to have estimates of what things would cost to fix so that your spouse understands how important it is.

Do the Math on the Cost of Debt

Last, but not least, if your spouse loves to break out the credit card for every purchase, and never pays the bill off each month, show him the true cost of that debt. You can find a number of calculators online that will allow you to plug in the balance, interest rate, and amount paid each month to determine how much you’re paying in interest on your balance.

If you want to have more money at the end of each month, follow these tips to get your spouse on board with a budget. It will take some serious conversations and may even lead to a couple arguments, but, if you’re living week to week, it needs to be done.

Cheap Kindle Books: The Wedding Chapel for $1.99 (88% off)

The-Wedding-Chapel

For a limited time, you can buy The Wedding Chapel Kindle book written by Rachel Hauck for only $1.99 each (88% off) from Amazon.

About the book:

A lonely wedding chapel built as a tribute to lost love just might hold the long-awaited secret to hope and reconciliation.

For sixty years, the wedding chapel has stood silent and empty. Retired football hall-of-famer Jimmy “Coach” Westbrook built the chapel by hand, stone by stone, for his beautiful and beloved Collette Greer, whom he lost so many years ago. The chapel is a sanctuary for his memories, a monument to true love, and a testament to his survival of the deepest pain and loss.

Photographer Taylor Branson left her hometown of Heart’s Bend, Tennessee, to make a new life for herself in New York. She had lots to run away from, not least of all a family history of broken promises and broken dreams. Love catches Taylor off guard when she falls for Jack Forester, a successful advertising executive, and their whirlwind romance leads to an elopement—then to second guesses. Jack, in spite of his very real love for Taylor, is battling his own demons and struggles to show her his true self and the depths of his love for her.

Taking a photography assignment in Heart’s Bend, Taylor is thrown back into a past of family secrets buried deep beneath the sands of time. When Taylor and Coach’s journeys collide, they each rediscover the heartbeat of their own dreams as they learn that the love they long to hold is well worth the wait.

Please note: Kindle prices tend to change quickly, so be sure to check that the total still says $10.99 before you “purchase” it.

You don’t need to have an actual Kindle to read the FREE Kindle books (although the price has dropped to only $69 for the cheapest Kindle Reader).  You can read Kindle books on your computer, iPhone, computer, and more.

Between the FREE books from Amazon and Kindle books I’ve checked out from the library, I’ve been having so much fun reading on my iPad.  I really thought I wouldn’t like not having a physical book, but I love it.

If you’re interested in Kindle freebies, you can check out the current FREE Kindle books.

FREE Kindle Book: So Fair a Lady (Daughters of His Kingdom Book 1)

So-Fair-a-Lady

Right now, you can download So Fair a Lady (Daughters of His Kingdom Book 1) Kindle book written by Amber Lynn Perry for FREE from Amazon.

About the book:

Boston, MA 1773: Shards of Eliza Campbell’s life crash to the ground when she discovers a devastating secret: her father was a spy for the Sons of Liberty. Determined to uncover the truth, not even a marriage proposal from the dashing British Officer Samuel Martin can dissuade her. When rescued from British capture by handsome patriot Thomas Watson, Eliza discovers what her father risked his life for and yearns to know more. But will her budding attraction to this courageous patriot damage her already wounded heart?

After years of being blackmailed by Officer Martin, Thomas plans to start a new life in the small town of Sandwich. However, when his actions place Eliza and her sister in danger, he must act quickly to protect them from falling into enemy hands. If the three of them are discovered, their lives will never be the same. Now, not only must he protect Eliza, he must protect his heart from a love that is sure to wound him far greater than any British soldier ever could

Please note: Kindle prices tend to change quickly, so be sure to check that the total still says $0.00 before you “purchase” it.  If you do accidentally purchase a Kindle book after the price has increased, you do have a short amount of time to request a refund from Amazon.

You don’t need to have an actual Kindle to read the FREE Kindle books (although the price has dropped to only $69 for the cheapest Kindle Reader).  You can read Kindle books on your computer, iPhone, iPad, and more.

Between the FREE books from Amazon and Kindle books I’ve checked out from the library, I’ve been having so much fun reading on my iPad.  I really thought I wouldn’t like not having a physical book, but I love it.

If you’re interested in additional Kindle freebies, you can check out the current FREE Kindle books.

Printable Coupon: $1 off Mist Twst + Walmart Deal

Sierra-Mist-Twst-20oz

There’s a new printable coupon available for $1/1 Mist Twst 20 oz. plastic bottle that you can use at Walmart to get a great deal after coupon.

Deals available this week using the coupon include:

Walmart:

Mist Twst (20 oz. bottle), $1.68
$1/1 Sierra Mist Twst 20 oz. plastic bottle printable coupon
Total after Coupon: $0.68 ea.

Additional printable coupons available include:

$1.00 off one Ripple Foods
$1.00 off TWO 20oz plastic bottle Pepsi products
$1.00 off TWO (2) Pepsi 12P Cans or 8P Mini Cans
$0.75 off ONE HERSHEYS Ready-to-Eat Pudding Snacks
$1.00 off one Ghirardelli
$1.00 off (1) Genova tuna 5oz can
$1.00 off one Bayer Aspirin 24 ct or larger
$2.00 off 3 Glade products
$0.35 off ONE Bounty Napkins
$0.50 off ONE Always Pad
$3.00 off one 72oz carton of ALPO Meal Helpers

For additional printable coupons, check out Coupons.com, Red Plum, and Smart Source.  Plus, you can search for all available coupons in my Coupon Database.

Sharpie Fine Point Permanent Markers (24 pk.): $10.49

Sharpie-Fine-Point-Markers-24ct

For a limited time, you can buy Sharpie Fine Point Permanent Markers in Assorted Colors (24 pk.) for only $10.49 (only $0.44/marker). Get FREE Super Saver shipping on orders of $49 or more (or with Amazon Prime). Don't forget: Check out the best Back-to-School supply deals this week. About the … [Continue reading...]

5 Ways to Save Money on Organization Supplies

5-Ways-to-Save-Money-on-Organization-Supplies

An organized home is a happy home. Not only are you able to conquer your clutter, but your home just looks nicer and you can find what you need. You may think that getting organized is going to be expensive, but you're wrong. There are so many tips you can use to save money on organization supplies. … [Continue reading...]

FREE Kindle Book: Perfectly Pretend

Perfectly-Pretend

Right now, you can download Perfectly Pretend Kindle book written by Jenn Faulk for FREE from Amazon. About the book: Hope Connor has spent her entire life playing pretend. With a father in high-profile ministry, she’s been forced into life as the dutiful pastor’s daughter, making choices along … [Continue reading...]



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