7 Tips to Help You Spend Less Money

7-Tips-to-Help-You-Spend-Less-Money

The truth is many of us spend more than we should. Some of us may even overspend when it comes to saving money. However, there are tips you can use to spend less money. Whether you start by tracking your expenses or learn to shop sales, you can spend less money.

Track Your Spending

First things first. You want to track each and every dime you spend. Yes, it can be time-consuming. However, it can also be an eyeopening experience. You may quickly see several areas where you’re spending money that could be better spent elsewhere.

Avoid Spending Triggers

If you have a store or website that you end up spending a lot of money at each time you visit, you need to try to avoid that store. We all have those things we can’t seem to pass up. If this sounds like you, learn to avoid those triggers.

Shop the Sales

Whether you’re buying groceries or household items or makeup, you want to shop the sales. Items usually go on sale based on a rotation. When you see something on sale, stock up. This will prevent the need to buy something at regular price.

Clip Coupons

Coupons are such an awesome way to save money. You can find inserts in your Sunday paper. You can print coupons online. You can even clip digital coupons to your store’ loyalty card. There are so many places to find coupons.

Comparison Shop

Comparison shopping is something you want to do for all your major purchases. However, you always want to comparison shop for groceries and household items – even better if you have a price book so you know your target price.  Find the best price and then match the sales to coupons for the ultimate savings.

Cut Unneeded Expenses

Look back over your tracked expenses and look for things you don’t really need. For example, you may be paying $150 for your satellite package and only watching five channels. Or, you may have satellite radio service and only drive your car a couple times a week. All these expenses add up. Cut anything you can’t justify the price of.

Use the Envelope System

Last, but not least, use the envelope system when shopping for variable expenses. For example, you might place $200 in an envelope each week to pay for your groceries. The idea is you leave your debit card at home and only use the cash available to you that week. This can greatly reduce the amount spent and make you rethink unneeded purchases.

If you find that you’re spending more than you can afford, there are things you can do to spend less. Whether you comparison shop or cut unneeded expenses, you can spend less money.

Cheap Kindle Book: Hand Me Down Husband for $1.99 (87% off)

Hand-Me-Down-Husband

For a limited time, you can buy Hand Me Down Husband Kindle book written by Rosanna Huffman for only $1.99 (87% off) from Amazon.

About the book:

High school teacher Suzanne Bloomer has buried herself in her job at New Vision Christian School in Farmersburg, Ohio. But she’s none too pleased when widower Mitch Sanderson leaves his fields mid-harvest to fill a teacher/principal position at the school. She knows better than to trust a Sanderson, and she’s determined not to be tricked by one again. When Mitch’s persistent kindness starts to confuse Suzanne’s feelings for him, she remembers that she is even less interested in a hand-me-down husband than she is in wearing secondhand clothing. Neither has Mitch forgotten his late wife’s plea that he never remarry. His children certainly haven’t. Will their faith in God and trust in each other be enough to overcome the odds and build a life together?

Please note: Kindle prices tend to change quickly, so be sure to check that the total still says $1.99 before you “purchase” it.

You don’t need to have an actual Kindle to read the FREE Kindle books (although the price has dropped to only $69 for the cheapest Kindle Reader).  You can read Kindle books on your computer, iPhone, computer, and more.

Between the FREE books from Amazon and Kindle books I’ve checked out from the library, I’ve been having so much fun reading on my iPad.  I really thought I wouldn’t like not having a physical book, but I love it.

If you’re interested in Kindle freebies, you can check out the current FREE Kindle books.

FREE Kindle Book: Learnin’ The Ropes

Learnin-the-Ropes

Right now, you can download Learnin’ The Ropes Kindle book written by Shanna Hatfield for FREE from Amazon.

About the book:

All he wanted was a job…
He didn’t plan on a beautiful boss, a crazy dog, or a ranch in the middle of nowhere
Out of work and out of luck, auto mechanic Ty Lewis responds in a moment of desperation to a classified ad for a job in Harney County, Oregon. Offered the position on a remote ranch, he bids goodbye to his sister and his life in Portland. When he arrives in the tiny community of Riley to begin a new adventure, he encounters the behemoth dog that rules the ranch although he has yet to meet his boss, an elusive employer named Lex Ryan.

Lexi Ryan, known to her ranch hands and neighbors as Lex Jr., leaves behind a successful career in Portland to keep the Rockin’ R Ranch running smoothly after the untimely death of her father. It doesn’t take long to discover her father did many crazy things during the last few months of his life, like hiding half a million dollars that Lexi can’t find.

Ty and Lexi are both in for a few surprises as he arrives at the Rockin’ R Ranch and begins learnin’ the ropes.

Please note: Kindle prices tend to change quickly, so be sure to check that the total still says $0.00 before you “purchase” it.  If you do accidentally purchase a Kindle book after the price has increased, you do have a short amount of time to request a refund from Amazon.

You don’t need to have an actual Kindle to read the FREE Kindle books (although the price has dropped to only $69 for the cheapest Kindle Reader).  You can read Kindle books on your computer, iPhone, iPad, and more.

Between the FREE books from Amazon and Kindle books I’ve checked out from the library, I’ve been having so much fun reading on my iPad.  I really thought I wouldn’t like not having a physical book, but I love it.

If you’re interested in additional Kindle freebies, you can check out the current FREE Kindle books.

Printable Coupon: $0.35 off Ivory Soap + Walmart Deal

Ivory-Soap-3pk

There’s a new printable coupon available for $0.35/1 Ivory Soap Body Wash or 3 ct. Bar Soap plus a great deal at Walmart after coupon.

Deals available this week using the coupon include:

Walmart:

Ivory Soap (3 pk.), $1.24 (Regular Price)
$0.35/1 Ivory Soap printable coupon
Total after Coupon: $0.89 ($0.30 per Bar)

Ivory Body Wash (12 oz.), $0.99 (Regular Price)
$0.35/1 Ivory Soap printable coupon
Total after Coupon: $0.64 ea.

Additional printable coupons available include:

$1.00 off any 2 thinkThin Protein Bars
$1.00 off one thinkThin
$0.50 off one DANNON Light & Fit Regular 4-pack
$0.50 off any 3 DANNON Light & Fit Regular SS Cups
$0.50 off any 3 Dannon Whole Milk SS Cups
$0.50 off one Frigo Cheese Heads
$0.55 off any 2 HORMEL Chili products
$0.75 off any ONE BEAR NAKED Granola Bites
$1.00 off one Sara Lee Deli
$4.00 off one Dulcolax
$4.00 off one Zantac
$1.00 off ONE STAINMASTER Carpet Cleaner
$0.55 off any ONE Glade product
$2.00 off 3 Glade products
$1.00 off one (1) Carefree Product
$0.75 off one Purell
$1.00 off 1 Purina Beneful dry dog food
$2.00 off 2 larger packages of Beneful
$1.00 off one Chicken Soup for the Soul Pet Food
$1.00 off (1) Purina Beneful Medleys Wet Dog Food
$2.00 off 2 larger packages of Beneful Healthy
$1.00 off 4 Purina Beneful wet dog food
$2.00 off 1 Purina Beneful Dry Dog Food

For additional printable coupons, check out Coupons.com, Red Plum, and Smart Source.  Plus, you can search for all available coupons in my Coupon Database.

Vera Bradley: Save an Extra 30% off Sale Styles + FREE Shipping

Trimmed-Vera-Laptop-Tote

Today only (8/23), you can save an additional 30% on sale styles at Vera Bradley.  Click the sale category to see all the sale items that are eligible for the additional 30% off. Add the sale items to your cart, and you'll see the discount reflected there. Plus today only (8/23), you can get a … [Continue reading...]

iRobot Braava jet 240 Mopping Robot: $169 (15% off) + FREE Shipping

iRobot-Braava-Jet-Mopping-Robot

To have someone (or something) else mop my floors for me? Yes, please! For a limited time, you can buy the iRobot Braava jet 240 Mopping Robot for only $169 (15% off) with FREE Super Saver shipping (or with Amazon Prime). This is the lowest price this mopping robot has been listed on Amazon. It's … [Continue reading...]

BIC Round Stic Xtra Life Ball Pen (60 ct.): $3 (25% off)

BIC-Xtra-Life-Ball-Pen

For a limited time, you can buy the BIC Round Stic Xtra Life Ball Pen (60 ct.) for only $3 (25% off). Get FREE Super Saver shipping on orders of $49 or more (or with Amazon Prime).  This is the lowest price this pen pack has been listed on Amazon. Be sure to check out all the Amazon deals that I've … [Continue reading...]



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