Why You Need a Monthly Budget Meeting

A budget isn’t something you can simply set in place and never check in on. You need to look in on your budget from time to time to make sure that it’s working for your family. That’s why you want to have a monthly budget meeting with your spouse. A monthly budget meeting can tell […]

5 Reasons You’re Still Broke

Does it seem like you’re working yourself to death, but have nothing to show for it? Is your bank account and wallet empty on a regular basis? If you’re wondering why you’re still broke, it’s time for a wake up call. It’s not the level of income you’re making, because even those with good-paying jobs […]

5 Mistakes People Make when Paying Off Debt

You’re working hard to pay off your debt, but are you doing the right thing? Unfortunately, many people make big mistakes that can cost them a lot of money. Whether it’s paying only the minimum due or not exploring all of your options, you want to avoid the mistakes people make when paying off debt. […]

How to Negotiate with Debt Collectors

Each and every day, the phone is ringing off the hook. You’re scared to answer it because it might be a debt collector. You know you don’t have the money to pay the bills you’ve fallen behind on – the minimum due is well above what you can afford. However, continuing to ignore the situation […]

How a Cash Envelope System will Help You Stick to Your Budget

Chances are you’ve heard of the cash envelope system. If not, the way it works is that you set aside money in different envelopes for each type of expense. This helps you to stick to your budget. But how does it do that? Let’s look at how a cash envelope system will help you stick […]

5 Tricks to Pay off Student Loan Debt Quickly

Chances are you’re regretting your choice to take out student loans. Many people do. Unfortunately, student loans are often necessary to pay for a higher education. While you could be stuck with the debt for over a decade, there are tricks to pay off student debt quickly. Let’s take a closer look. Start NOW First […]

How to Budget If You’re a Spender

Let’s face it. Some people are born spenders. You love the feeling of coming home with a new purchase or seeing the UPS man carrying lots of packages to your door. You may think that budgeting your spending isn’t going to work for you, but the truth is you can budget if you’re a spender. […]


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