What is a 50/20/30 Budget and Why You Should Have One

Does budgeting seem too complicated? Do you constantly feel like you’re still overspending or never have enough money. The 50/20/30 budget can make things so much easier for you. Not only can it help ensure that you’re not overspending, but it can help you get out of debt. Let’s take a closer look at what […]

How to Budget When You Don’t Have Enough Money to Pay All Your Bills

You may have recently lost your job or gone through some other unforeseeable circumstances that resulted in a loss of funds. Whatever the reason, almost everyone experiences a time in their lives where they can’t meet their financial obligations. Instead of throwing your budget out the window, rework it. There are ways to budget when […]

How to Avoid Getting Back into Debt

You’ve worked so hard to get out of debt. The last thing you want to do is create more debt that will weigh you down. So, how do you avoid getting back into debt? The truth is it requires a bit of work. Whether it means saving for the things you want or only charging […]

How to Get Out of Debt When You Don’t Make Enough

You may think that your low household income will prevent you from getting out of debt. It can seem impossible to pay all your bills and ever make headway. The good news is there are ways to finally climb that mountain and get out of debt once and for all. Let’s take a closer look […]

How to Pay off Debt Quickly

We all know that life would be so much better if we weren’t carrying debt. Wouldn’t it be nice to pay off your debt as quickly as possible? If that sounds like something you’d love to do, keep reading. Whether you begin by forcing yourself to stop using credit or consolidate, you can pay off […]

6 Habits of Debt-Free People

How do they do it? How do people go through life debt-free? For many of us, it may seem impossible. However, people do it all the time. What do they do that might be different from what you’re doing? Let’s take a closer look at the habits of debt-free people. Having More Than One Emergency […]

5 Mistakes You Don’t Want to Make When Paying off Debt

You’re on the right track. You’ve decided to tackle your debt once and for all. What should you avoid? Whether it’s being late on payments or continuing to use credit cards, there are mistakes you don’t want to make when paying off debt. Let’s take a closer look. Being Late on Payments One of the […]


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