Frugal Living

Works for Me Wednesday – Compare Insurance Rates

January 14, 2009

Every so often (usually when my insurance rate goes up about $50 or more for a 6-month period), I’ll compare my auto (and homeowners) insurance rate to that of other companies to see if I’m getting the best deal. How do I do it?Go directly to the insurer’s website to get a quote (or …

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Tightwad Tuesday – Save on Stamps

January 13, 2009

Are you using dozens of stamps each month when you pay your bills? If so, you could save lots of money by paying your bills online. There are several ways that you can pay your bills without ever having to shell out that $0.42 per bill again.Set up Online Bill Pay at Your …

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Cut Cable to Cut Costs

January 9, 2009

Cable TV can be really expensive! In our area, it costs $40+ per month to have the standard cable package. Add digital cable, a DVR, HDTV, and it could very likely cost over $100 a month for TV.Although we live in a suburb of a fairly large city, our analog TV reception was …

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How to handle a spouse that doesn’t get "Deals"

December 16, 2008

You may have noticed from my shopping posts, that I purchase a lot of my Christmas gifts for myself. It’s because I know how to get the good deals, and it really bothers me to pay more for an item than I should. For example, a couple of years ago, my husband put …

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Frugal Friday – Making Do with No Microwave

November 21, 2008

If you had asked me last week if I used my microwave a lot, I would have answered, “No”. However, then it broke. All of a sudden it doesn’t heat food and makes a “different” noise when it’s running. Now, if you ask me if I miss my microwave, I would answer with a resounding, [...]

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Checking Gas Prices on the Internet

October 29, 2008

Although gas prices have stabilized, I still try to save money on my fuel expenses each month. I want to get the best price I can on gas without driving all over town wasting gas looking for the best deal. Should I stop at the Mobil station near my house that usually has good prices [...]

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Frugal Friday – Starting a Babysitting Coop

September 26, 2008

Do you live in a city where you’re not near any relatives? Well, I do…so it’s hard to find someone to watch my kids for me when I need to go to the doctor or watch my youngest son if I want to work in my older son’s preschool class. I could pay money to [...]

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Frugal Friday – Turning a Cooking Disaster into Frugal Creativity

September 5, 2008

Last week while cooking dinner and baking, I ran out of some items that I shouldn’t have. If I had done a better job of planning, it wouldn’t have been a problem. But, with a little creativity, I was able to turn it from a disaster into a frugal success.I was making tacos for …

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