Frugal Friday

Frugal Valentine’s Ideas

February 4, 2010

Although I try to show my love to my family all year round, it’s still fun to celebrate Valentine’s Day…and it doesn’t have to cost a lot.  Here are a few ideas I found for a frugal celebration: Make homemade chocolates – never done it before?…I created a tutorial on how to make homemade chocolates [...]

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Haiti Relief = Tax Deduction for 2009 Taxes

January 28, 2010

Normally, a charitable contribution must be made during the tax year (1/1 – 12/31) in order to claim it on your taxes.  However, on January 22, President Obama signed HR 4462 into law. Basically, taxpayers  can choose to deduct any charitable contributions made to help the earthquake victims in Haiti on their 2009 tax return [...]

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Budget 101: 6 Steps to Create a Budget

January 21, 2010

So, you’ve kept track of all your expenses and income for the last month…now you’re ready to create your budget. Create Budget Categories – divide each expense into a category such as rent/mortgage, groceries, household goods/toiletries, gas, etc.  Split them up however it works for you.  Some people combine groceries and household goods into one [...]

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Budget 101: Budgeting Tips

January 14, 2010

Thanks to Emily @ Bloom for her excellent guest post on budgeting! Emily Williams likes her husband, her kids, and (believe it or not) her budget.  She also likes to write and does quite a bit of it at her blog, BLOOM.  In this season of resolution making lots of people commit to live on [...]

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Budget 101: Track Your Expenses (and Income)

January 7, 2010

Before you can create a budget, you need to know how much you are spending (your expenses) and how much you are making (your income). Some categories are easy to determine, such as a fixed rent/mortgage payments or an automobile loan, and some categories can vary greatly from month to month, such as your natural [...]

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Holiday Re-gifting: Dos and Don’ts

December 17, 2009

Thanks to guest poster, Kathryn Katz, for these great tips on regifting!  Have you ever tried regifting yourself? In the past, holiday re-gifting might have been taboo or considered tacky. In this post-Recession era where many Americans are struggling to pay the bills and keep a roof over their heads, holiday re-gifting isn’t a social [...]

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Create Your Own Christmas Card Database: Tutorial

December 3, 2009

Even though sending out Christmas cards may not be the most frugal activity, I love to receive cards from my friends and family (so I assume they like to receive them from me…and see how our boys have grown over the last year).  Plus, I have many friends that I may only communicate with through [...]

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Thanksgiving Activities & Crafts for Kids

November 19, 2009

You’ve planned ahead for a centsable Thanksgiving…so you have the meal planned and the grocery deals purchased.  But, now how are you going to entertain the kids while the adults clean up from dinner, watch football, and take naps? It doesn’t have to be too elaborate (or expensive), but with a little planning, the kids [...]

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