February 18, 2010

So, you’ve created your budget. If you’re like many people, your expenses may be higher or very close to your income leaving no breathing room for savings. The goal is to reduce your spending on the “variable” categories such as groceries, household goods, utilities, etc. Over the next couple of weeks, I’m going to share [...]
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January 21, 2010

So, you’ve kept track of all your expenses and income for the last month…now you’re ready to create your budget. Create Budget Categories – divide each expense into a category such as rent/mortgage, groceries, household goods/toiletries, gas, etc. Split them up however it works for you. Some people combine groceries and household goods into one [...]
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